Many mortgage payers are not aware that their scrutiny can be healed with a proper refinancing process… So before stopping at the doorstep or your homeownership dream, think again and reconsider it by taking a look at your refinancing options. Let’s start with the fact that the interest rate on your mortgage is tied directly…
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Owning a Home V. Renting a Home.
The house with a white picket fence is the epitome of the American dream. But the financial benefits of buying a home rather than renting have yo-yoed over the years. From 2004 to 2006, for example, it was more favorable to rent, but buying made a comeback from 2009 to 2011. If you’re sitting on…

FHA Loans and Everything About It
Think you can’t qualify to buy a home? Don’t give up hope. The Federal Housing Administration (FHA), a government agency, allows borrowers to take advantage of a low down payment, reduced closing costs, relaxed lending standards – and insures your loan, which is offered by a FHA approved lender. So, if you are wondering, “what…

What You Need to Know About Refinancing Your Mortgage
Interest rates are hitting new record lows, but banks do make it even more difficult. Here’s how you can better your chances. There has never been a more appropriate time for trying to refinance your mortgage. Rates are at record lows. The government is devising new programs to help homeowners. The economy and job market…